Page 43 - Cheltenham Living Nov/Dec 2019
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 Specialist in Retirement Planning & Later-Life Financial Planning
For Cheltenham, the Cotswolds and Surrounding Areas “A goal without a plan is just a wish.” Antoine de Saint-Exupéry
 Intergenerational Financial Planning
As UK demographics change, wealth is increasingly being transferred between generations during our lifetimes and a growing number of families are now seeking advice on how best to manage their wealth collaboratively across the generations – a form of financial family planning. Instead of each generation making their own arrangements, families are now starting to consider how best to use their combined resources in the most tax-efficient way possible to benefit family members both young and old.
Whether you would like to help your children onto the property ladder, contribute to a grandchild’s education or wedding, or possibly assist your parents in their later-life with care or care funding, careful consideration and sound financial guidance can help your wealth work harder for all the family without putting your own financial security and retirement comfort at risk.
A financial adviser specialising in later-life financial planning is qualified to guide you and your family through the process of establishing your financial needs and defining your retirement goals. They can then let you know what options are available to you and, together you can put in place a financial plan that is tailored to meet your own personal circumstances, as well as those of the wider family.
At Russell Pike Financial Management, we provide a wide range of services to suit every stage in life – helping clients to establish solid financial foundations from which to grow, protect and preserve their wealth - living for today, planning for tomorrow and considering generations to come.
Associate Partner Practice of St. James’s Place Wealth Management
The Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services; more details of which are set out on the Group’s website The title ‘Partner Practice’ is the marketing term used to describe St. James’s Place representatives.
5 Bath Mews, Bath Parade, Cheltenham, GL53 7HL Mobile: 07732 102183 | Email:

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